Unlock the Power of Your Gold with a Gold Loan
In times of financial need, your gold can be more than just a cherished asset — it can be your key to quick, reliable credit. A Gold Loan allows you to leverage your gold jewelry or ornaments and convert them into instant funds without selling them. Whether it’s for education, healthcare, a wedding, or business expansion, a gold loan provides fast liquidity with minimal paperwork and low interest rates.
Gold Loans are a trusted borrowing solution that ensures you never have to compromise your long-term assets for short-term needs. Safe, secure, and efficient — a gold loan is a practical choice for urgent cash requirements.
Gold Loan Calculator
* If number of articles are greater than 6, please mention approximate carat and weight in the last row. Final value may differ slightly.
Eligible Loan Amount
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A Gold Loan is a secured loan where borrowers pledge their gold ornaments or coins as collateral in exchange for funds. The loan amount depends on the market value of the gold, and repayment terms are flexible based on the borrower’s financial situation. Once the loan is repaid, the gold is returned in full.
This form of credit is widely popular in both urban and rural areas due to its simplicity, quick processing, and accessibility, even for individuals without a strong credit history.
Top Benefits of a Gold Loan
Documents Required
- Identity Proof (Aadhaar, Voter ID, PAN card, etc.)
- Address Proof (Utility bills, Driving License, Passport, etc.)
- Passport-sized photographs
- Gold to be pledged (purity usually 18K to 24K)
Who Can Apply?
- Individuals aged 18 years and above
- Owners of gold jewelry or coins
- Salaried employees, business owners, self-employed individuals, and homemakers
- No requirement of credit score or income documentation
- Medical emergencies
- Education fees
- Wedding expenses
- Business expansion
- Paying off high-interest debts
- Agricultural and seasonal expenses
| Do’s | Don'ts |
|---|---|
|
Assess your repayment ability before applying |
Don’t use fake or impure gold – it will be rejected |
|
Understand loan terms, interest rate, and repayment structure |
Don’t delay payments to avoid additional charges or gold auction risk |
|
Ensure gold purity is high (22K–24K preferred) for better loan value
|
Don’t ignore terms and conditions , always review the agreement |
|
Maintain communication with the lender regarding repayment timelines |
Don’t exceed your repayment capacity with multiple loans at once |
|
Keep your loan receipts and gold evaluation report safely |
Don’t forget to collect your gold once the loan is closed
|
Secure Storage
tamper-proof vaults with full insurance.
High Loan Value
Minimal Paperwork
Instant Liquidity
Get quick access to cash against your idle gold jewelry.
Multiple Repayment Options
Instant Liquidity
Get quick access to cash against your idle gold jewelry.
Multiple Repayment Options
How It Works
Visit the Branch or Apply Online
Gold Evaluation
Loan Offer
Document Submission
Loan Disbursal
Repayment & Gold Return
Visit the Branch or Apply Online
Gold Evaluation
Loan Offer
Document Submission
Loan Disbursal
Repayment & Gold Return
FAQs – Frequently Asked Questions
Yes, your gold is kept in highly secure, insured lockers until repayment is completed.
There’s no upper limit—you can pledge as little as a few grams to as much as several kilograms.
You may incur penalties or risk your gold being auctioned. However, lenders often offer grace periods and reminders.
Yes. Most institutions allow foreclosure without major penalties.
Fast. Flexible. Fair.
A Gold Loan gives you the financial freedom you need, backed by the security of your own gold. It’s fast, requires minimal documents, and doesn’t ask for income proof or credit score. Whether you’re facing an unexpected expense or seizing a business opportunity, a gold loan is a safe and dependable financial option.
With competitive rates, secure storage, and tailored repayment options, it’s the smart way to meet your short-term funding needs without letting go of your valuable assets.
Leverage your gold and unlock immediate financial support today.
