Own Your Ride with a Two-Wheeler Loan
Looking to purchase a bike or scooter? A Two-Wheeler Loan makes owning your dream ride easier than ever. Whether you’re commuting to work, running errands, or simply enjoying the open road, a two-wheeler provides flexibility, speed, and independence. With minimal down payment, easy EMIs, and fast approval, a two-wheeler loan can turn your dreams into reality — without burdening your wallet.
No matter your income or background, financing a two-wheeler is now accessible, convenient, and quick.
What is a Two-Wheeler Loan?
A two-wheeler loan is a type of financial product designed to help individuals buy motorcycles, scooters, or mopeds. These loans can be availed from banks, NBFCs, or cooperative societies and usually cover up to 90%–100% of the on-road price of the vehicle.
You can choose between new or used two-wheelers, with flexible repayment terms ranging from 6 to 60 months, making it suitable for salaried professionals, self-employed individuals, and even students with co-signers.
Secure Two-Wheeler up to ₹30 Lakhs
- Minimal documentation
- Flexible tenure up to 72 months
- Loan amount of up to ₹ 50 lakh
- Attractive interest rates starting @ 10.85%
Two-Wheeler Loan EMI Calculator
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Benefits of a Two-Wheeler Loan
Who Can Apply?
- Salaried individuals (minimum age 18 years)
- Self-employed professionals
- Students (with co-applicant)
- Retirees with pension income
- Farmers and rural workers with income proof
- Proof of identity (Aadhar card, PAN, passport, voter ID)
- Proof of address (utility bills, rent agreement, ration card)
- Income proof (salary slips, ITR, bank statements)
- Vehicle quotation from dealer
- Passport-size photographs
Best Use Cases
- Daily office commute
- College travel
- Delivery and gig jobs
- Access in rural areas
- Affordable alternative to public transport
- Compare loan interest rates and hidden charges before applying
- Check if prepayment or foreclosure is allowed without penalties
- Maintain regular EMI payments to avoid penalties
- Read the agreement terms thoroughly
- Maintain a good credit score to enjoy lower interest rates
- Don’t apply with incomplete or incorrect documentation
- Don’t skip EMIs as it impacts creditworthiness
- Don’t borrow more than necessary
- Don’t ignore insurance coverage requirements
- Don’t default on previous loans before applying
Two-Wheeler Loan Highlights
Finance for New & Used Vehicles
Instant Approval
Low Interest Rates
Flexible Tenures
Easy EMIs
Finance for New & Used Vehicles
Instant Approval
Low Interest Rates
Flexible Tenures
Easy EMIs
How It Works
Frequently Asked Questions (FAQs)
Some lenders offer loans based on alternative criteria or with a co-signer. However, income proof improves your approval chances.
You may get financing for up to 100% of the vehicle’s on-road price, depending on your credit profile.
Yes, many lenders allow foreclosure or part-prepayment with minimal or no penalty. Always confirm the terms.
Missing EMIs may lead to penalties and negatively impact your credit score. Always communicate with the lender if repayment is an issue.
Take the First Step Toward Freedom
Don’t wait any longer to experience the joy and freedom that a two-wheeler brings. Whether you’re traveling to work, exploring new places, or making last-mile deliveries, a two-wheeler is more than just a ride — it’s a lifestyle upgrade.
With quick approval, minimal paperwork, and repayment options that suit your pace, a Two-Wheeler Loan is your ideal partner in making mobility affordable and stress-free.
Apply today and hit the road — the ride you’ve been waiting for is just one loan away.
