logo

Two-Wheeler Loan

Interest Rate: upto 9% p.a.

Own Your Ride with a Two-Wheeler Loan

Looking to purchase a bike or scooter? A Two-Wheeler Loan makes owning your dream ride easier than ever. Whether you’re commuting to work, running errands, or simply enjoying the open road, a two-wheeler provides flexibility, speed, and independence. With minimal down payment, easy EMIs, and fast approval, a two-wheeler loan can turn your dreams into reality — without burdening your wallet.

No matter your income or background, financing a two-wheeler is now accessible, convenient, and quick.

Two-Wheeler Loan EMI Calculator

Amount must be between ₹50K and ₹30L.
9.50%
12 Months
Monthly EMI
₹0
Total Interest Payable
₹0
Principal Amount
₹0
Total Amount Payable
₹0

Who Can Apply?

  • Salaried individuals (minimum age 18 years)
  • Self-employed professionals
  • Students (with co-applicant)
  • Retirees with pension income
  • Farmers and rural workers with income proof
Required Documents
  • Proof of identity (Aadhar card, PAN, passport, voter ID)
  • Proof of address (utility bills, rent agreement, ration card)
  • Income proof (salary slips, ITR, bank statements)
  • Vehicle quotation from dealer
  • Passport-size photographs
best-use-cases

Best Use Cases

  • Daily office commute
  • College travel
  • Delivery and gig jobs
  • Access in rural areas
  • Affordable alternative to public transport
Do’s and Don’ts
Do’s
  • Compare loan interest rates and hidden charges before applying
  • Check if prepayment or foreclosure is allowed without penalties
  • Maintain regular EMI payments to avoid penalties
  • Read the agreement terms thoroughly
  • Maintain a good credit score to enjoy lower interest rates
Don’ts
  • Don’t apply with incomplete or incorrect documentation
  • Don’t skip EMIs as it impacts creditworthiness
  • Don’t borrow more than necessary
  • Don’t ignore insurance coverage requirements
  • Don’t default on previous loans before applying

Finance for New & Used Vehicles

Finance for New & Used Vehicles

Apply for loans for both new and pre-owned two-wheelers.
instant-approval

Instant Approval

Instant Approval

Receive approval within hours if you meet the eligibility criteria.
low-interest-rates-2

Low Interest Rates

Low Interest Rates

Attractive rates starting from 8.99% per annum, based on your profile.

Flexible Tenures

Flexible Tenures

Choose a term between 6 months and 5 years.
easy-emis

Easy EMIs

Easy EMIs

Repay comfortably with EMI plans starting as low as ₹500/month.
Finance for New & Used Vehicles

Finance for New & Used Vehicles

Finance for New & Used Vehicles

Apply for loans for both new and pre-owned two-wheelers.
Instant Approval

Instant Approval

Instant Approval

Receive approval within hours if you meet the eligibility criteria.
Low Interest Rates

Low Interest Rates

Low Interest Rates

Attractive rates starting from 8.99% per annum, based on your profile.
Flexible Tenures

Flexible Tenures

Flexible Tenures

Choose a term between 6 months and 5 years.
Easy EMIs

Easy EMIs

Easy EMIs

Repay comfortably with EMI plans starting as low as ₹500/month.

Apply Online or Offline

Provide your details, desired vehicle model, and loan amount.

Submit Documents

Upload or submit ID proof, income documents, and vehicle quote.

Loan Processing

The lender verifies your eligibility, CIBIL score, and repayment capacity.

Approval & Disbursal

Once approved, the loan is disbursed directly to the vehicle dealer.

Get Your Bike

Drive home your dream two-wheeler the very same day!

Repay in EMIs

Begin repaying the loan in easy installments over your chosen tenure.