Sukanya Yojna – Secure Her Future with Smart Savings
Planning for your daughter’s future, her education, aspirations, and milestones, is one of the greatest responsibilities a parent or guardian can undertake. Sukanya Yojna is a trusted government-backed savings scheme designed to help families build a disciplined savings habit for their girl child’s long-term needs.
At Citizen Cooperative Society, we support members in understanding how Sukanya Yojna works and how it can contribute to financial security for your daughter’s tomorrow.
Who Can Open an Account?
A Sukanya Yojna account can be opened in the name of a girl child who is below the age of 10 years. A natural or legal guardian can open the account, and each girl child is eligible for one account, with up to two accounts allowed per family if there are two daughters.
Key Features & Benefits
Flexible Contributions
The account may be started with a small amount and deposited in multiples, making it feasible for all families to participate.
Long-Term Growth
The scheme matures after 21 years from the date of opening, allowing savings to accumulate steadily over time.
Partial Access for Education
Once your daughter turns 18 years of age, a portion of the accumulated amount may be withdrawn to support higher education or similar needs.
Tax Benefits
Contributions to this scheme qualify for tax deductions under Section 80C of the Income Tax Act, and the accumulated proceeds are generally tax-friendly.
Flexible Contributions
The account may be started with a small amount and deposited in multiples, making it feasible for all families to participate.
Long-Term Growth
The scheme matures after 21 years from the date of opening, allowing savings to accumulate steadily over time.
Partial Access for Education
Once your daughter turns 18 years of age, a portion of the accumulated amount may be withdrawn to support higher education or similar needs.
Tax Benefits
Contributions to this scheme qualify for tax deductions under Section 80C of the Income Tax Act, and the accumulated proceeds are generally tax-friendly.
Why Choose Sukanya Yojna?
This savings initiative encourages financial discipline while providing a secure, long-term growth framework for your daughter’s goals, whether it’s higher education, vocational training, or future responsibilities.
Get Started with Citizen Cooperative Society
Our team is here to guide you through the Sukanya Yojna process with simple explanations, documentation support, and personalised assistance. Visit your nearest branch in the Patna Division to learn how you can begin today.
