



WELCOME TO CITIZEN BACHAT AVAM SAKH SWAWLAMBI SAHKARI SAMITI LTD




welcome to citizen cooperative

The idea of forming a co-operative institution was mooted by the present chairman & CEO, way back in January 2011. It started with a handful of like-minded people, who had a vision & dream to serve the marginalized section of society differently. Gradually, it grew to a few dozen, after several informal & formal meetings & sessions, Citizen savings & credit was institutionalized in Aug 2012. 60 people came together to promote & form the society. The other promoter members of society include experts from financial services Industry, retired engineers, social workers, and small business owners. The objective was to render financial support to the marginal urban as well as rural class, who are denied of vital services in the absence of established credentials under the present financial system & structure.
The Citizen Savings and Credit Co-operative is a budding yet vital part of the informal sector of the economy and society, as per the Bihar Self-Supporting Co-operative Society Act, 1996. Citizen savings and credit is an association of group of people, who have voluntarily joined together to achieve common economic and social objective and forming a joint, owned and democratically controlled cooperative organization.

SAVING ACCOUNT
We gives the best reach and access to your funds while giving you the flexibility to manage your funds between your Savings Account.

LOAN SCHEMES
We Provide To Our Society Members Many types of Loan schemes (Personal loan scheme, Weekly loan, and Small loan) an attractive Rate Of Interest.

DEPOSIT SCHEMES
We offer a flexible scheme for our members’ deposits, and we also have a very attractive R.D. (Rural Development) scheme, known as the Masik Jama Yojna, for our members.






Offers

Test Offer 3
Citizen Cooperative: Get up to 8.50% Interest on Fixed Deposits Invest in Citizen Cooperative Special FD Scheme and earn attractive interest rates up to 8.50% p.a. for senior citizens and

Test Offer 2
Citizen Cooperative: Get up to 8.50% Interest on Fixed Deposits Invest in Citizen Cooperative Special FD Scheme and earn attractive interest rates up to 8.50% p.a. for senior citizens and

Test Offer 1
Citizen Cooperative: Get up to 8.50% Interest on Fixed Deposits Invest in Citizen Cooperative Special FD Scheme and earn attractive interest rates up to 8.50% p.a. for senior citizens and