GROW YOUR SAVINGS SECURELY WITH A TERM DEPOSIT

Looking for a safe and reliable way to earn guaranteed returns on your savings? Our Term Deposit scheme offers a simple, secure, and efficient way to grow your wealth over a fixed period. Whether you’re saving for future goals or simply want your money to work for you, term deposits offer peace of mind with steady returns and zero market risks.

Ideal for individuals seeking low-risk investment options, a term deposit helps you plan your finances with confidence.
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What is a Term Deposit

WHAT IS A TERM DEPOSIT?

A Term Deposit—also known as a Fixed Deposit—is a financial product where you deposit a lump sum for a fixed tenure and earn interest on it at a predetermined rate. The interest is compounded over time, and the full amount (principal + interest) is returned to you at the end of the term.

It’s a dependable option for anyone who prefers predictable and stable earnings over high-risk investments.

KEY FEATURES OF OUR TERM DEPOSIT SCHEME

Flexible Tenure Options

Choose from short-term (3 to 12 months) or long-term deposits (1 to 10 years).

Attractive Interest Rates

Enjoy competitive interest rates that are higher than regular savings accounts.

Guaranteed Returns

No market-related risks—your earnings are fixed and assured.

Easy Renewal & Withdrawal

Auto-renewal facility and premature withdrawal options available (terms apply).

Senior Citizen Benefits

Higher interest rates for senior citizens to help boost retirement savings.

Loan Against Deposit

Get loans or overdraft facilities against your deposit in times of need.

WHY CHOOSE OUR TERM DEPOSIT?

Safe & Stable Investment

Safe & Stable Investment

Perfect for conservative investors who want security and peace of mind.

Zero Maintenance

No need to monitor markets or adjust investments—just deposit and earn.

Flexible Investment Amounts

Flexible Investment Amounts

Start with a deposit that suits your financial comfort.

Tax Benefits

Tax Benefits

Enjoy tax-saving options on select deposit tenures under applicable laws.

Ideal for Goal Planning

Ideal for Goal Planning

Whether it's a wedding, education, home renovation, or emergency fund, save systematically.

Who Should Opt for a Term Deposit

WHO SHOULD OPT FOR A TERM DEPOSIT?

Our term deposit is ideal for:

  • Salaried professionals seeking stable returns
  • Senior citizens looking for secure income
  • Homemakers wanting to grow idle savings
  • Business owners seeking risk-free investments
  • Parents saving for children's future needs

With easy account setup, minimal documentation, and online access, managing your term deposit is as simple as it is secure.

START SAVING THE SMART WAY

Your hard-earned money deserves to grow safely, steadily, and reliably. A Term Deposit is a trusted way to do just that. No surprises, no market swings—just assured growth for your financial goals.

Open a Term Deposit today and enjoy the comfort of guaranteed returns and financial stability.

1 Year 7.50%
1 Year 6 Months 7.75%
2 Years 9.00%
3 Years  9.25%
4 Years 9.25%
5 Years 9.50%
10 Years 9.75%
15 Years 10.00%