Enjoy Regular Earnings with Our Monthly Income Scheme
Looking for a reliable source of steady monthly income? Our Monthly Income Scheme (MIS) is specially crafted for individuals who want fixed, periodic returns without worrying about market fluctuations. Whether you’re a retiree, a homemaker, or a risk-averse investor, this scheme helps you generate consistent income from your savings—month after month.
Invest once and enjoy guaranteed interest payouts every month, making it easier to manage household expenses, bills, and personal needs.
What is a Monthly Income Scheme?
A Monthly Income Scheme is a low-risk investment plan where you deposit a lump sum amount for a fixed period and receive guaranteed monthly interest payouts. Your principal remains safe and untouched, while you enjoy a regular flow of income throughout the tenure.
At maturity, the full principal amount is returned, making it a great combination of liquidity, security, and peace of mind.
Key Features of Our Monthly Income Scheme
Steady Monthly Income
Guaranteed interest credited to your account every month.
Flexible Deposit Amount
Invest an amount that suits your budget and lifestyle.
Attractive Interest Rates
Enjoy better returns than traditional savings accounts.
Secure Investment
Your principal is completely protected with no market-linked risks.
Choice of Tenure
Choose from various maturity periods to match your financial planning.
Easy Withdrawal at Maturity
Get your entire principal back at the end of the term.
Who Should Invest in MIS?
- Senior Citizens: Supplement retirement income securely
- Homemakers: Earn from savings while managing the household
- Parents: Create monthly cash flow for school fees or family expenses
- Small Business Owners: Use it as a fallback income option
- Low-Risk Investors: Prefer security and consistency over high, uncertain returns
This plan is especially suitable for people with a lump sum amount who seek regular income but don’t want to take on investment risks.
Why Choose the Monthly Income Scheme?
- Perfect for Retirees: Use it as a pension-like income stream to cover daily expenses.
- Reliable Cash Flow: Helps maintain financial independence without dipping into your savings.
- No Market Dependency: Earn income consistently, regardless of stock or market performance.
- Simple Process: Easy to open and manage with minimal documentation.
- Ideal for Household Budgeting: Plan your monthly needs with confidence and stability.
Turn Savings into Steady Income
Your savings deserve more than just sitting in an account. With our Monthly Income Scheme, you create a predictable and stress-free income stream while keeping your capital intact. It’s a simple and secure way to take control of your monthly finances.
Start today—invest in our Monthly Income Scheme and enjoy peace of mind with guaranteed monthly returns.
Monthly Income Scheme, is a product that provides a specified monthly payment to the members till the end of the tenure of the respective M.I.S.
Tenure from 60 month,giving returns of general 10.0%, S.Citizen 11.0% Yearly respectively.
| Deposit | Percentage | Amount | Category |
|---|---|---|---|
| 10000/- | 10.0% | 83/- Monthly | General |
| 10000/- | 11.0% | 91/- Monthly | S. Citizen |
