Welcome to Citizen Cooperative

The idea of forming a co-operative institution was mooted by the present chairman & CEO, way back in January 2011. It started with a handful of like-minded people, who had a vision & dream to serve the marginalized section of society differently. Gradually, it grew to a few dozen, after several informal & formal meetings & sessions, Citizen savings & credit was institutionalized in Aug 2012. 60 people came together to promote & form the society. The other promoter members of society include experts from financial services Industry, retired engineers, social workers, and small business owners. The objective was to render financial support to the marginal urban as well as rural class, who are denied of vital services in the absence of established credentials under the present financial system & structure.

The Citizen Savings and Credit Co-operative is a budding yet vital part of the informal sector of the economy and society, as per the Bihar Self-Supporting Co-operative Society Act, 1996. Citizen savings and credit is an association of group of people, who have voluntarily joined together to achieve common economic and social objective and forming a joint, owned and democratically controlled cooperative organization.

About-us

Known For Trust, Honesty & Customer Support

Belongs to those who fail in their duty through weakness of will, which is the same as saying through shrinking from toil and pain. These cases are perfectly simple and easy to distinguish.

Choice is untrammeled and when nothing prevents our being able to do what we like best every pleasure is to be welcomed.

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    Community

    Must explain to you how work mistaken give you complete guide they cannot foresee pain.

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    Commitment

    Business it will frequently occur that pleasures have to be repudiated and annoyances accepted.

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    Consistency

    Being able to do what we like best every pleasure is to be welcomed and pain avoided but in certain.

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    Mission

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    Vision

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    Core Value

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A Great
Mission Statement

Obligations of business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man always holds these matters to this principle of selection rejects pleasures to secure other greater pleasures.

Few Interesting Numbers

Numbers that speak about cooperative society service.

Our Network

Our Presence at 30 Locations in Bihar

Members

More than 11k Customers

Employee

200+ professional employees

Loans Disbursed

4 Million loans for 158 customers

Better Value
Cooperative Experience

Business it will frequently occur that pleasures have to be repudiated and annoyances accepted. The wise man therefore always holds these matters to this principle of selection.

Download

Report for the Year 2023-2024

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Awards & Major Achievements

Outstanding performance and achievements.

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Cooperative Society of the Year

  • Year: 2023-2024
  • Award by: Hindustan Times
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Best Cooperative Society Award

  • Year: 2020-2021
  • Award by: Hindustan Times
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Cooperative Society of the Year

  • Year: 2021-2022
  • Award by:Hindustan Times
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Best Commercial Cooperative Society

  • Year: 2017-2018
  • Award by: Hindustan Times