logo

Business Loan

Interest Rate: upto 14.5% p.a.

Empower Your Enterprise with a Business Loan

Every great business needs capital to grow. Whether you’re launching a startup, expanding operations, purchasing inventory, or managing day-to-day expenses, a Business Loan can be the financial foundation for your success. Tailored to support small, medium, and large enterprises, a business loan offers timely funding with flexible repayment options, enabling entrepreneurs to focus on what matters most, building their vision.

With minimal documentation, competitive interest rates, and fast processing, business loans ensure your growth plans never stall due to lack of funds.

Business Loan EMI Calculator

Amount must be between ₹50 k and ₹5 lakh.
9.50%
12 Months
Monthly EMI
₹0
Total Interest Payable
₹0
Principal Amount
₹0
Total Amount Payable
₹0
quick-access-to-capital

Quick Access to Capital

Quick Access to Capital

Get the funds you need when you need them, without long waiting periods or complex paperwork.
customized-loan-amounts

Customized Loan Amounts

Customized Loan Amounts

From small working capital loans to high-value term loans — borrow as per your business need.
customized-loan-amounts

Flexible Repayment Tenure

Flexible Repayment Tenure

Choose tenures that align with your business cycle, from 6 months to 5 years.

No Collateral (for unsecured loans)

No Collateral (for unsecured loans)

Many lenders offer business loans without requiring property or assets as collateral.

Boost Business Credit Score

Boost Business Credit Score

Timely repayments help establish or improve your company’s creditworthiness.
Quick Access to Capital

Quick Access to Capital

Quick Access to Capital

Get the funds you need when you need them, without long waiting periods or complex paperwork.
Customized Loan Amounts

Customized Loan Amounts

Customized Loan Amounts

From small working capital loans to high-value term loans — borrow as per your business need.
Flexible Repayment Tenure

Flexible Repayment Tenure

Flexible Repayment Tenure

Choose tenures that align with your business cycle, from 6 months to 5 years.
No Collateral (for unsecured loans)

No Collateral (for unsecured loans)

No Collateral (for unsecured loans)

Many lenders offer business loans without requiring property or assets as collateral.
Boost Business Credit Score

Boost Business Credit Score

Boost Business Credit Score

Timely repayments help establish or improve your company’s creditworthiness.

Who Can Apply?

  • Startups, SMEs, and MSMEs
  • Proprietorships, partnerships, LLPs, private limited and limited companies
  • Traders, manufacturers, service providers
  • Business owners with proof of income and business existence
documents-required

Documents Required

  • Business registration certificate or license
  • PAN Card of business and applicant
  • GST certificate and ITRs (last 1–2 years)
  • Bank statements (last 6–12 months)
  • Identity & address proof of owners
  • Financial statements (P&L, balance sheet)

Ideal Use Cases for A Business Loan

  • Expanding to a new location
  • Purchasing inventory or raw materials
  • Hiring staff and managing payroll
  • Investing in machinery or equipment
  • Digital marketing or website development
  • Managing seasonal cash flow gaps
ideal-use-cases-for-a-business-loan
Do’s and Don’ts of Applying for a Business Loan
Do’s
  • Keep business documents updated and organized
  • Understand your creditworthiness and repayment ability
  • Use the loan for productive business growth
  • Compare interest rates and terms before choosing a lender
  • Maintain a clear repayment schedule to avoid penalties
Don’ts
  • Don’t apply without a clear purpose or plan
  • Don’t hide liabilities or overstate revenues in documentation
  • Don’t take multiple loans beyond your repayment capacity
  • Don’t delay EMI payments – it affects your credit rating
  • Don’t ignore loan agreement terms and conditions
Business Loan Features
How It Works