Consumer Loan – Meet Your Personal Needs Without Compromise

Life comes with many needs—some urgent, some long-awaited. Whether it’s upgrading your home appliances, purchasing new furniture, managing unexpected expenses, or funding your next vacation, a Consumer Loan is a simple, affordable way to make it happen.

This unsecured loan is designed for salaried individuals, self-employed professionals, and homemakers who want quick access to funds without pledging collateral. With fast approvals, flexible repayment plans, and minimal paperwork, you can now manage your personal goals and lifestyle needs with ease.

Secure Consumer Loan up to ₹5 Lakhs

Consumer Loan EMI Calculator

Amount must be between ₹10 k and ₹5 lakh.
9.5%
12 Months
Monthly EMI
0
Total Interest Payable
0
Principal Amount
0
Total Amount Payable
0

Who Can Apply?

  • Salaried individuals (public & private sector)
  • Self-employed professionals
  • Homemakers with financial support
  • Individuals with stable monthly income
  • First-time borrowers with basic documentation
Ideal Uses for a Consumer Loan
  • Purchasing home appliances like refrigerators, air conditioners, washing machines
  • Furnishing or renovating your home
  • Paying for school or college fees
  • Covering wedding or festival expenses
  • Managing medical emergencies or bills
  • Funding a vacation or holiday plan
  • Upgrading mobile phones, laptops, or gadgets
Ideal Uses for a Consumer Loan
Documents Required

Documents Required

  • Identity proof (Aadhaar / PAN / Passport)
  • Address proof (Utility bill / Voter ID / Rent agreement)
  • Income proof (Salary slips / ITRs / Bank statements)
  • Employment certificate (for salaried individuals)
  • Recent photographs
  • Bank statement (last 6 months)
Do’s and Don’ts of a Consumer Loan
Do’s
  • Borrow only what you need and can repay comfortably
  • Maintain a good credit score to get better terms
  • Understand interest rates, repayment schedules, and processing fees
  • Keep all documents updated and handy for faster processing
  • Pay EMIs on time to avoid penalties and improve creditworthiness
Don’ts
  • Don’t use the loan for speculative or illegal purposes
  • Avoid taking multiple loans at once without planning
  • Don’t ignore your monthly budget while setting your EMI
  • Don’t default on payments—it impacts future loan approvals
  • Never hide financial liabilities or give false documents

Choose Your Loan Amount

Decide based on your needs and repayment ability

Fill Application Form

Submit your personal and financial details

Upload Documents

ID, address, and income proof

Loan Review

Quick verification and credit assessment

Approval & Disbursal

Loan amount transferred directly to your bank account

Repay with Ease

Make EMIs as per the agreed schedule