Invest in Your Dreams with an
Education Loan
An education loan is more than just financial support—it’s a bridge to a brighter, more secure future. Whether you’re planning to pursue undergraduate, postgraduate, or vocational studies in India or abroad, an education loan can help turn your academic aspirations into reality without financial stress.
Higher education often requires a significant investment. From tuition fees and accommodation to travel and living expenses, the costs can quickly add up. An education loan empowers students and families by covering these essential costs while offering the flexibility to repay once the student has graduated and started earning.
Education Loan EMI Calculator
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Choose a Course & Institution
Select your preferred course at a recognized educational institution in India or abroad.
Apply for the Loan
Loan Processing & Sanction
After evaluating eligibility and documentation, the loan is approved and sanctioned.
Disbursement
Funds are released either in full or installments, directly to the institution or student.
Repayment Begins After Moratorium
Students usually get a 6–12 month grace period after course completion before EMI payments begin.
This structure ensures you can concentrate on your education without worrying about immediate financial obligations.
Who Can Apply?
- You are an Indian citizen with confirmed admission in a recognized institution.
- You’re pursuing full-time, part-time, distance learning, or online courses.
- You have a co-borrower (parent, spouse, or guardian) who meets the credit criteria.
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Applicant must be an Indian national with confirmed admission.
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Must be enrolling in a recognized institution in India or abroad.
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Academic track record, course type, and institution rating influence approval and loan amount.
Example Scenario
A student gains admission to an MBA program with total costs of ₹12,00,000, including tuition, accommodation, and study materials. The student applies for an education loan and includes their parent as a co-borrower. The loan is processed and disbursed directly to the university in installments.
After completing the program, the student gets a 6-month moratorium to find a job. Once employed, they begin repayment through affordable monthly EMIs spread over the next 7 years. This structure ensures career growth without the burden of upfront financial pressure.
KYC Documents
Academic Records
Fee Structure
Co-Borrower Proof
Collateral Details
In a world where knowledge and qualifications are key to success, investing in education is one of the smartest decisions you can make. Education loans help bridge the gap between aspiration and affordability. They not only offer peace of mind but also open up new avenues for personal and professional growth.
With well-structured plans, affordable EMIs, and quick processing, an education loan helps students focus on what truly matters—learning, building skills, and preparing for a fulfilling career.
