Recurring Deposit (RD): Build Wealth One Step at a Time

Looking for a disciplined and reliable way to save money every month? Our Recurring Deposit (RD) is the perfect solution for individuals who want to grow their savings steadily without financial strain. Whether you’re saving for your child’s education, a family vacation, or just building a safety net, RD helps turn small monthly savings into a sizable corpus over time.

What is a Recurring Deposit?

A Recurring Deposit is a systematic savings option where you deposit a fixed amount every month for a selected period. It earns interest at a pre-decided rate, and the maturity amount is paid out at the end of the term. This method encourages regular saving habits and provides guaranteed returns—ideal for people with fixed monthly incomes.

Why Choose Our Recurring Deposit Scheme?

Our RD scheme is designed with flexibility, safety, and transparency in mind. We believe that saving should be easy and rewarding, no matter your income level. With user-friendly terms, competitive interest rates, and straightforward account management, our RD makes it simple to stay financially committed.

Whether you’re planning for a short-term goal or securing your long-term future, an RD is a dependable savings tool.

Key Features of Our Recurring Deposit

Flexible Tenure

Choose a term that suits your goal—starting from 6 months to 10 years.

Affordable Monthly Installments

Start with a low deposit amount that fits your monthly budget.

Guaranteed Returns

Earn interest at attractive and fixed rates throughout the deposit period.

No Market Risk

Your investment and returns are protected from market fluctuations.

Loan Against RD

Need funds in an emergency? Avail loans against your RD balance.

Premature Withdrawal Option

Withdraw early if needed, subject to terms.

Who Can Open a Recurring Deposit Account?

Our RD scheme is open to:

Salaried individuals looking for consistent savings
Students and young professionals building financial discipline
Homemakers wanting to grow personal savings
Small business owners seeking structured savings options
Senior citizens aiming to build extra financial reserves

Opening an RD account is simple, with minimal documentation and quick processing.

Benefits of a Recurring Deposit

Disciplined Savings

Build a habit of regular saving without financial stress.

Attractive Interest Rates

Earn better returns than traditional savings accounts.

Safe and Secure

Your money grows steadily without any risk to capital.

Easy Management

Track your RD online and receive timely statements.

Financial Goal Planning

Ideal for achieving short-term or medium-term financial goals.

Start Your Journey to Financial Stability Today

With our Recurring Deposit scheme, small savings lead to big dreams. It’s not about how much you save—it’s about saving regularly and smartly. Join thousands of individuals who trust our RD plans to bring financial discipline and guaranteed growth to their lives.

Open your RD account today and take the first step toward financial peace of mind.

Because every month you save is a step closer to the life you envision.

Recurring Deposit Calculator

Monthly Deposit Amount (₹) Select Duration

Recurring Deposit is a product where you have to deposit money every month to get a cumulative return at the end of the tenure.

RD products are available for tenure ranging from 12 months, 24 months, 36 months, 48 months and 60 months giving returns 7.5%, 8.0%, 9.0%, 9.25% and 9.50% per Year respectively.

Year	Monthly Deposit	Percentage	Maturity amount
1 Year	200/-	7.50%	2499/-
2 Year	200/-	8.00%	5218/-
3 Years	200/-	9.00%	8283/-
4 Years	200/-	9.25%	11636/-
5 Years	200/-	9.50%	15375/-