Get the Keys to Freedom with a Vehicle Loan That Fits Your Life

A vehicle isn’t just a means of transportation—it’s a gateway to convenience, independence, and better opportunities. Whether you’re planning to buy a new car, a two-wheeler, or a commercial vehicle for your business, a vehicle loan helps you achieve your goal faster and more affordably.

Our vehicle loan solutions are designed to meet your personal and professional needs—offering competitive interest rates, quick approvals, and flexible repayment options. Start your journey today without compromising your savings.

What is a Vehicle Loan?

A vehicle loan is a financial product that allows you to purchase a vehicle by borrowing money from a lender and repaying it over time in affordable monthly installments. It’s a secured loan, where the vehicle itself serves as collateral until the loan is fully repaid.

Whether you’re a first-time buyer or looking to upgrade, vehicle loans help make your dream ride a reality—without the burden of a one-time payment.

Vehicle Loan EMI Calculator

Enter Loan Amount (%)

Illustrative Interest Rate (P.A)

13.50%

Duration

1–5 y

Monthly EMI
₹0

Total Interest Payable
₹0

Principal Amount
₹0

Total Amount Payable
₹0

Features of Our Vehicle Loan

New and Used Vehicle Financing

Financing options for new, used, or pre-owned vehicles, including commercial vehicles.

High Loan-to-Value (LTV)

Get up to 90% of the vehicle’s on-road cost financed easily.

Fast Disbursal

Quick processing with minimal paperwork—get on the road faster.

Flexible EMI Options

Choose a repayment plan that matches your monthly budget.

Attractive Interest Rates

Benefit from competitive, market-aligned interest rates.

Simple Documentation

Hassle-free document process to make your loan journey smoother.

How Does a Vehicle Loan Work?

The process is simple and streamlined:

Choose your desired vehicle and apply for a loan.
The lender reviews your credit profile and income.
Based on eligibility, the loan amount is approved—typically up to 90% of the vehicle’s on-road price.
The loan amount is disbursed directly to the vehicle dealer or your account.
You repay the loan in EMIs over your chosen tenure.

With fixed or floating interest rate options and tenures ranging from 12 to 84 months, you have the flexibility to choose a plan that works for your lifestyle and income.

Who Can Apply?

Our vehicle loan is suitable for:

Salaried professionals looking for a personal car or bike.
Self-employed individuals seeking commercial vehicles.
First-time buyers and families looking to upgrade.
Small business owners expanding transportation assets.

If you have a stable income and a passion for driving, you’re eligible to apply.

Benefits of a Vehicle Loan

Drive Now, Pay Later

You don’t need to wait years saving up—own your vehicle today.

Preserve Cash Flow

Keep your savings intact while enjoying convenient repayment options.

Boost Mobility and Efficiency

Whether personal or professional, enhance how you travel and operate.

Tailored Solutions

Get customized loan amounts and tenures suited to your financial goals.

Credit Building

Repaying your loan on time strengthens your credit score and opens doors to future financing.

Quick Approval

Our simplified approval process ensures minimal waiting time.

Insurance Integration

Get comprehensive insurance coverage easily bundled with your loan.

Eligibility Criteria

To apply for a vehicle loan, you should:

Be between 21 and 65 years old.

Have a regular source of income (job, business, or profession).

Possess essential KYC and income documents.

Maintain a healthy credit profile (preferably 650+).

We assess each case individually, so even if you’re new to credit, you still have a fair chance of approval.

Documents Required

KYC Documents: Aadhaar, PAN, Passport, or Voter ID.
Address Proof: Utility bill, rent agreement, or passport.
Income Proof: Salary slips, bank statements, ITR.
Vehicle Invoice: Quotation or proforma from the dealer.
Business Proof: (If self-employed).

Our documentation process is simple, secure, and transparent.

Real-Life Example

Let’s say you’re purchasing a car worth ₹8,00,000. With a loan covering 90% of the on-road price, you only need to contribute ₹80,000 upfront. You repay the balance in manageable EMIs over 5 years. This way, you can own your dream car without waiting or compromising other goals.

Why Choose a Vehicle Loan?

When you need a reliable way to finance your next vehicle, a vehicle loan offers:

Financial Flexibility

Buy without straining your savings or investment portfolio.

Peace of Mind

Structured EMIs make budgeting predictable and simple.

Fast & Easy Access

Avoid lengthy processes and start driving sooner.

Wide Coverage

Loans available for individuals and businesses across India.

Make the Right Move—Apply Today

Whether you’re purchasing your first vehicle, upgrading your ride, or expanding your business fleet, a vehicle loan helps you make it happen efficiently and affordably. We’re here to support your goals with smart financing, expert assistance, and a loan process that puts you first.

Take the next step. Apply for your vehicle loan today and drive home with confidence.

Get the Keys to Freedom with a Vehicle Loan That Fits Your Life

What is a Vehicle Loan?

Vehicle Loan EMI Calculator