Start Small, Save Big with Gullak Yojna
Looking for a simple and effective way to build your savings? The Gullak Yojna is an innovative micro-savings scheme designed to help individuals, especially from rural and semi-urban areas, save small amounts regularly and watch their wealth grow steadily. Just like the traditional clay piggy bank—Gullak—this plan encourages daily or weekly saving habits with modern-day convenience.
Whether you’re a homemaker, daily wage earner, or small business owner, this scheme empowers you to save smartly without financial stress.
What is Gullak Yojna?
Gullak Yojna is a structured savings scheme that allows individuals to deposit small amounts of money frequently—daily, weekly, or bi-weekly—based on convenience. These micro-deposits accumulate over time and earn interest, helping participants build a sizable fund for future needs like education, healthcare, or festivals.
It revives the age-old saving practice in a secure and organized way, ideal for individuals with irregular income or limited access to formal banking.
Key Features of Gullak Yojna
Who Can Benefit from Gullak Yojna?
- Daily Wage Workers: Save a portion of daily income for long-term needs
- Small Business Owners: Park daily earnings into a secure savings system
- Students and Youth: Begin early financial planning with small, regular deposits
- Homemakers: Save part of the monthly budget for unexpected or seasonal expenses
- Rural Communities: Enjoy safe, low-barrier entry to formal financial savings
This scheme promotes financial discipline, independence, and security—helping individuals take control of their financial future, one coin at a time.
Why Choose Gullak Yojna?
Encourages Regular Saving
Cultivates the habit of saving small amounts constantly
No Pressure of Lump Sum
Save effortlessly without impacting your daily needs
Ideal for All Ages
Suitable for children, homemakers, and seniors
Goal-Oriented
Use savings for festivals, emergencies, school fees, or home repairs
Inclusive & Accessible
Designed for individuals with informal or seasonal income
Turn Your Spare Change into a Future Fund
Big savings begin with small steps. With Gullak Yojna, you don’t need to wait for the perfect time to start saving. Every small deposit brings you closer to financial strength and peace of mind. It’s your personal savings companion—simple, secure, and empowering.
Enroll in the Gullak Yojna today and rediscover the joy of saving—little by little, every day.
This Deposit is a product where you have to deposit money every day to get a cumulative return at the end of the tenure. Daily minimum 10 rupee’s deposit and 10 rupee’s multiple of deposit. 3 years or 5 years.
GULLAK YOJNA products are available for tenure ranging from 36 months, 60 months giving returns 9.0%, 9.5% per annul (Qty Compounding) respectively.
| YEAR | Daily Deposit | Monthly Deposit | Percentage | Maturity amount |
|---|---|---|---|---|
| 3 Years | 10/- | 300 /- | 9.00% | 12425/- |
| 5 Years | 10/- | 300 /- | 9.5% | 23062/- |
